General liability and tools/equipment coverage for appliance repair techs — property-damage protection in customers’ homes, with same-day COI for marketplaces and contracts.
One leak, scorch, or floor scratch in a customer’s home can wipe out a month of jobs. We place general liability that covers property damage on the job, add tools and equipment coverage, and issue the same-day certificate that marketplaces (like Thumbtack or warranty networks) and property managers require.
Property damage and injuries you cause at a customer’s location.
Inland-marine coverage for theft or damage to your gear.
Claims that surface after a repair is finished.
Same-day certificates for marketplaces, warranty networks and property managers.
General liability for a solo appliance-repair technician is typically one of the more affordable trade policies — often a few hundred dollars a year up to roughly $1,000+, depending on revenue and limits. Adding tools and equipment coverage is a modest extra. We compare carriers and right-size the limit to what your marketplaces and contracts require.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
You need general liability if you work in customers’ homes or businesses, and most gig marketplaces (Thumbtack, warranty/home-service networks) and property managers require a certificate of insurance before they’ll send you jobs. Even as a 1099 contractor, you’re personally exposed to property-damage claims without it.
Appliances you service, revenue, and any marketplace requirement.
We find the right limit and add tools/equipment coverage.
Additional insured added and certificate issued fast.
General liability for a solo tech is often a few hundred dollars a year up to ~$1,000+, depending on revenue and limits. Tools coverage is a modest add-on.
Yes — general liability responds to property damage you cause while working at a customer’s location.
Yes — we add tools and equipment (inland marine) coverage so theft or damage doesn’t stop your work.
Usually a $1M general liability certificate, sometimes naming the platform as additional insured. We issue it same-day.
Yes — as an independent you’re personally liable for property damage; GL protects you and unlocks marketplace work.
Same day once your policy is bound.
Russian-speaking · English · Español. No pressure, no spam — just your best rate.