DOI License #0K77310 · Licensed CA broker since 2013 · Serving CA, TX, IL, AZ, NV, NC, WA EN RU ES

Moving company insurance — truck, cargo & liability.

Insurance for household-goods and local movers: commercial auto, motor truck cargo for customers’ goods, general liability and workers’ comp — plus CAL-T / DOT filings.

Cargo for customers’ goods Auto · GL · WC CAL-T / DOT filings
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Why CoverToday

The full program movers actually need

Moving companies carry unusual risk: customers’ belongings in your truck, liability inside their home, and state authority requirements. We build the complete program — commercial auto, motor truck cargo covering household goods, general liability, and workers’ comp — and handle CAL-T and DOT filings so you’re legal to operate.

Coverage

What it covers

Commercial auto

Your trucks and drivers on the road and at the job.

Cargo (customers’ goods)

Furniture and belongings in your care, custody and control.

General liability

Damage to the customer’s home or injuries during the move.

Workers’ compensation

Required for your moving crew’s on-the-job injuries.

CAL-T / DOT filings

State and federal authority paperwork to operate legally.

Pricing

How much it costs

Mover insurance is a program — commercial auto, cargo, general liability and workers’ comp — so total cost depends on your trucks, crew size, payroll and whether you operate locally or interstate. Pricing the package together (rather than piecemeal) and shopping movers’ specialty markets keeps it competitive. We quote the whole program and handle the filings in one place.

Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.

Requirements

Who needs it

Household-goods movers in California need CPUC authority (a CAL-T number) and the insurance filings that go with it; interstate movers need USDOT/FMCSA authority and cargo coverage. Any mover with employees needs workers’ comp, and general liability is required for work inside customers’ homes.

Simple process

How it works

1

Tell us about your operation

Trucks, crew, local vs interstate, and authority status.

2

We build the program

Auto, cargo, GL and workers’ comp from movers’ markets.

3

Filings & COIs same-day

CAL-T / DOT handled and certificates issued fast.

FAQ

Common questions

How much does moving company insurance cost?

It’s a program priced on your trucks, crew, payroll and local vs interstate operation. Quoting it together and shopping movers’ markets keeps the total competitive.

What coverages do movers need?

Commercial auto, cargo for customers’ goods, general liability, and workers’ comp — plus the required state/federal filings.

Does cargo cover my customers’ furniture?

Yes — motor truck cargo for movers is written to cover household goods in your care, custody and control.

Can you handle CAL-T or DOT filings?

Yes — we file the state (CPUC/CAL-T) and federal (USDOT) authority paperwork movers need to operate legally.

Do I need workers’ comp for my crew?

Yes — California requires it for any employees, and moving is a higher-risk class.

How fast can I get a certificate of insurance?

Same day once your program is bound.

Related coverage
Commercial truckingMotor truck cargoWorkers’ comp

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Russian-speaking · English · Español. No pressure, no spam — just your best rate.

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