Insurance for household-goods and local movers: commercial auto, motor truck cargo for customers’ goods, general liability and workers’ comp — plus the California MTR permit (formerly CAL-T) and DOT filings.
Moving companies carry unusual risk: customers’ belongings in your truck, liability inside their home, and state authority requirements. We build the complete program — commercial auto, motor truck cargo covering household goods, general liability, and workers’ comp — and handle your California MTR household-mover permit (the successor to the old CPUC CAL-T) and USDOT filings so you’re legal to operate.
Your trucks and drivers on the road and at the job.
Furniture and belongings in your care, custody and control.
Damage to the customer’s home or injuries during the move.
Required for your moving crew’s on-the-job injuries.
California BHGS household-mover permit (ex CAL-T) and federal authority paperwork.
Mover insurance is a program — commercial auto, cargo, general liability and workers’ comp — so total cost depends on your trucks, crew size, payroll and whether you operate locally or interstate. Pricing the package together (rather than piecemeal) and shopping movers’ specialty markets keeps it competitive. We quote the whole program and handle the filings in one place.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Household-goods movers in California need a Household Mover permit (MTR) from the Bureau of Household Goods and Services — since 2018 the successor to the old CPUC CAL-T — plus liability and cargo insurance on file with the BHGS; interstate movers need USDOT/FMCSA authority and cargo coverage. Any mover with employees needs workers’ comp, and general liability is required for work inside customers’ homes.
Trucks, crew, local vs interstate, and authority status.
Auto, cargo, GL and workers’ comp from movers’ markets.
MTR / DOT handled and certificates issued fast.
It’s a program priced on your trucks, crew, payroll and local vs interstate operation. Quoting it together and shopping movers’ markets keeps the total competitive.
Commercial auto, cargo for customers’ goods, general liability, and workers’ comp — plus the required state/federal filings.
Yes — motor truck cargo for movers is written to cover household goods in your care, custody and control.
Yes — in 2018 California moved household-mover licensing from the CPUC (CAL-T) to the BHGS, and the permit is now called MTR. We file the state MTR insurance paperwork and federal USDOT filings movers need to operate legally.
Yes — California requires it for any employees, and moving is a higher-risk class.
Same day once your program is bound.
Russian-speaking · English. No pressure, no spam — just your best rate.