Event insurance
Event insurance — special-event liability, COI today.
Weddings, parties, pop-ups, markets and vendor booths. Your venue needs a certificate of insurance — we issue it the same day, with them named as additional insured. Мы говорим по-русски.
Office hours Mon–Fri 9am–5pm PT (closed major holidays) — please call during hours. After hours, text (310) 299-5555 or apply online anytime and we’ll follow up. Contact & office.
Availability, limits and terms are reviewed for your situation. A request does not bind insurance.
Work with an agent, or buy your event policy online
Talk to a licensed agent
Best when the venue’s requirements are unusual, alcohol is being served and you need host liquor liability, the guest count is large, or you’re a vendor who needs coverage across several dates. We read the venue’s certificate request, match the policy to it, and issue the COI with them named as additional insured.
Buy online in minutes
For a straightforward one-day event, our online partner The Event Helper lets you complete the application, pay, and download your certificate yourself — any hour, any day. You add your venue as additional insured during checkout. Eligibility and availability depend on your event type, state and the venue’s requirements.
The Event Helper is one of several partners CoverToday works with, and we may earn a commission on policies purchased through this link. Buying online means you skip our review — call us first if you want us to compare it against the other carriers we represent. Independent broker — coverage, eligibility, price and availability vary by carrier and policy and may not be available to everyone. (310) 299-5555 · covertoday.com/quote
Covered today, certificate in hand
Most venues, cities and event organizers require a special-event liability policy (often $1M) before you can hold your event — and they want a certificate of insurance (COI) naming them as additional insured. Whether it’s a wedding, a birthday, a corporate event, or a weekend vendor booth, we set it up fast and get you the certificate the same day. Additional-insured status must be provided by the policy and any required endorsements: the certificate itself does not add or change coverage.
What it covers
Special-event liability
Third-party injury and property damage at your event (commonly $1M).
Host liquor liability
Protection when alcohol is served — required by many venues.
Damage to the venue
Coverage for damage to the rented premises.
Vendor / booth liability
For market vendors, pop-ups and exhibitors who need their own COI.
Additional insured COI
Same-day certificate naming the venue or organizer. Additional-insured status is confirmed under the policy and applicable endorsements.
How much it costs
One-day special-event policies are usually affordable — often around $75–$200+ depending on the number of guests, whether alcohol is served, the venue’s required limits, and the type of event. Adding host liquor liability raises it modestly. We quote it quickly and issue the certificate the same day so you can confirm your booking.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Who needs it
You need event insurance whenever a venue, city park, or organizer requires proof of liability before your event — which is now standard for weddings, large parties, corporate events, festivals, and vendor/booth spaces. They’ll typically ask for a $1M policy with them named as additional insured on the certificate.
How it works
Tell us about your event
Date, venue, guest count, and whether alcohol is served.
We match the right policy
Special-event liability with host liquor if needed.
Get your COI same-day, where available
Venue added as additional insured and certificate issued fast.
See how the pieces fit
Read the venue request before buying
Three topics to review with your agent. These are comparison prompts, not a promise of coverage.
- 01
The event
Include setup, event and cleanup dates, attendance and activities.
- 02
Vendors and alcohol
Explain who serves or sells alcohol and which vendors bring their own insurance.
- 03
Coverage and evidence
Ask for the required policy endorsements as well as the certificate.
Before we talk
Make the first conversation useful.
You don’t need every detail ready. Start with what you know; an agent can help with the rest.
- What your business does and where it operates
- Employees and insurance requirements in contracts
- Existing coverage and your desired start date
Please keep Social Security numbers, financial details and documents out of the public request form. An agent can explain the appropriate way to provide them if needed.
Common questions
Can I just buy event insurance online myself?
Yes — for a straightforward one-day event you can buy through our online partner and download the certificate yourself, any time of day. For unusual venue requirements, alcohol service, large guest counts, or multi-date vendor coverage, call us and we’ll place it for you.
How much does event insurance cost?
Often around $75–$200+ for a one-day policy, depending on guests, alcohol, and the venue’s required limits.
How fast can I get the certificate?
Same day — we issue the COI with your venue named as additional insured.
Do I need host liquor liability?
If alcohol is served, most venues require it. We can add it to your event policy.
Can you name my venue as additional insured?
Yes — we arrange additional-insured status under the policy and any required endorsements, then show your venue on the certificate the same day. The certificate itself does not add coverage.
Do vendors and booth renters need their own policy?
Usually yes — markets and fairs require each vendor to carry their own event/GL coverage. We cover vendors too.