SR-22 filing
SR-22 insurance — same-day DMV filing.
Need an SR-22 after a DUI, suspension or lapse? We file with the DMV the same day and compare multiple carriers for competitive options. Non-owner SR-22 available. Мы говорим по-русски.
Office hours Mon–Fri 9am–5pm PT (closed major holidays) — please call during hours. After hours, text (310) 299-5555 or apply online anytime and we’ll follow up. Contact & office.
Availability, limits and terms are reviewed for your situation. A request does not bind insurance.
File today — take the next step toward reinstatement
An SR-22 isn’t a policy — it’s a certificate your insurer files with the state to prove you carry the required liability coverage, usually after a DUI, a license suspension, or a coverage lapse. We handle the policy and the filing together and submit to the DMV the same day, then compare multiple carriers (including high-risk specialists) so your rate is as competitive as possible. Filing alone does not reinstate driving privileges: confirm with DMV that the other requirements for your case are met before driving.
What it covers
SR-22 filing
We electronically file your proof of insurance with the DMV — same day.
Required liability policy
The underlying auto liability the SR-22 certifies.
Non-owner SR-22
For drivers who need the filing but don’t own a vehicle.
High-risk carriers
Markets built for DUI, multiple violations and lapses.
How much it costs
The SR-22 filing fee itself is small — about $25, depending on the insurer. What you really pay is the auto premium behind it, which is higher because an SR-22 signals high risk; many California drivers see meaningful increases, but as an independent broker we compare multiple carriers, including high-risk specialists, to find a competitive available rate for your record. A non-owner SR-22 is typically less expensive than a standard auto policy if you don’t own a car; we compare suitable options.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Who needs it
The DMV typically requires an SR-22 after a DUI/DWI, a license suspension or revocation, driving without insurance, or too many points. In California you generally must keep it on file for about 3 years without a lapse — if it lapses, the state is notified and your license can be suspended again. We track your filing and remind you before it expires. Confirm the exact duration and start date in your DMV notice; they depend on the basis and type of restriction.
How it works
Call or get a quote
Tell us why you need the SR-22 — about 2 minutes.
We compare your options
We compare multiple carriers, including high-risk specialists.
We file same-day, where available
Your SR-22 is filed with the DMV. Confirm that the remaining DMV requirements are met before driving.
See how the pieces fit
Filing and driving privileges are separate steps
Three topics to review with your agent. These are comparison prompts, not a promise of coverage.
- 01
Read the notice
Confirm what your DMV notice requires and which dates need clarification.
- 02
Arrange the policy and filing
Review vehicle access, available coverage and the insurer’s filing process.
- 03
Confirm with DMV
Check that all applicable conditions are satisfied before driving.
DMV determines the conditions for restoring driving privileges.California DMV.
Before we talk
Make the first conversation useful.
You don’t need every detail ready. Start with what you know; an agent can help with the rest.
- How the vehicle is used and who drives it
- Current coverage and your desired start date
- Questions about limits, deductibles or an SR-22
Please keep Social Security numbers, financial details and documents out of the public request form. An agent can explain the appropriate way to provide them if needed.
Common questions
How fast can you file my SR-22?
Usually the same day you start a policy with us — often within the hour.
How much does SR-22 cost in California?
The filing fee is small (about $25). Your premium depends on your record — we compare multiple carriers to find competitive options.
How long do I need an SR-22?
In California, typically 3 years. We remind you before it expires to help you avoid a lapse. Confirm the exact period with DMV; reminders do not replace timely payment and renewal.
Can I get one after a DUI or with a suspended license?
Yes — those are the most common reasons our clients need an SR-22.
Do you offer non-owner SR-22?
Yes — if you need an SR-22 but don’t own a vehicle, we can file a non-owner policy, typically less expensive than a standard auto policy.
What happens if my SR-22 lapses?
The DMV is notified and your license can be suspended again. We monitor your filing to help you avoid lapses. Keep premium payments and renewals current.
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