The $1M policy your clients, landlords and general contractors require — issued with a certificate of insurance and additional insured the same day.
Most contracts, landlords and GCs require a $1M general liability policy and a certificate of insurance before you can begin. We place GL for contractors, trades and small businesses across many carriers, add additional insured, and issue the COI the same day so the job doesn’t stall.
A third party is hurt because of your work or premises.
You damage a client’s property on the job.
Claims arising after your work is finished.
Libel, slander and certain advertising claims.
Same-day certificates naming the parties your contract requires.
In California, general liability averages about $42/month for many small businesses, though it ranges with your trade, revenue and claims history — higher-risk construction trades pay more than low-risk consultants. A $2M aggregate costs only a little more than $1M and is often required. We compare carriers to find the right limit at the lowest price.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
You need general liability whenever a client, landlord or general contractor requires proof of coverage — which is almost always for contractors, trades, vendors and service businesses. Standard limits are $1M per occurrence and $2M aggregate, and you’ll often be asked to add the other party as additional insured on a certificate of insurance.
Trade or business type, revenue, and what the contract requires.
We find the right GL limits and price for your class of work.
Additional insured added and certificate issued fast.
In California it averages about $42/month for many small businesses, but it depends on your trade, revenue and claims history. We shop carriers for your lowest rate.
Same day — often within 15 minutes for existing clients, with additional insured added.
Most contracts require $1M per occurrence / $2M aggregate. We confirm against your specific contract.
Third-party bodily injury, property damage, products/completed operations, and personal & advertising injury.
It extends your policy to protect another party (a client or landlord) for claims arising from your work. We add it on the COI.
Contractors, trades, vendors and service businesses — anyone a client, landlord or GC requires to carry coverage.
GL covers physical injury and property damage; professional liability (E&O) covers financial harm from your advice or service.
Yes — we place GL for startups and newly licensed contractors.
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