Don’t lose coverage driving Uber, Lyft, DoorDash, or running a TCP/livery operation. We add the right endorsement or commercial policy.
Your personal auto policy can deny a claim the moment the app is on. We add a proper rideshare endorsement or, for TCP/livery operators, place a commercial auto policy so you’re covered in every phase — waiting, en route, and on a trip.
Extends your personal policy to cover the gap while the app is on.
Full commercial coverage for black-car, livery and TCP operators.
Coverage for DoorDash, Uber Eats and Amazon Flex.
Covers Phase 1 (app on, waiting) where platform coverage is thinnest.
A rideshare endorsement is usually a modest add-on to your personal auto premium — often $10–$30/month. A full commercial auto policy for TCP/livery operators costs more because it provides higher limits and covers all phases of for-hire driving. We compare both so you carry only what your driving actually requires.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Anyone driving for Uber, Lyft or delivery apps on a personal policy has a coverage gap — especially while waiting for a request (Phase 1). If you hold a TCP permit or run livery/black-car service, you need a commercial auto policy, not just an endorsement.
Which apps, how often, and whether you hold a TCP.
Rideshare endorsement or full commercial auto.
No more gaps between personal and platform coverage.
It has gaps — especially while you’re waiting for a ride. An endorsement or commercial policy closes them.
A rideshare endorsement is often $10–$30/month. Full commercial auto for TCP/livery costs more but covers every phase.
Casual Uber/Lyft drivers usually need an endorsement; TCP/livery and black-car operators need commercial auto.
Yes — we place commercial auto for TCP and black-car operators.
Yes — we add delivery coverage so a claim isn’t denied for commercial use.
Without the right coverage your personal insurer can deny it. The endorsement or commercial policy prevents that.
Russian-speaking · English. No pressure, no spam — just your best rate.