Liability
Review available limits for covered injury and property damage claims arising from vehicle use. Contract requirements may differ from state minimums.
California · English / Русский
Your work vehicle deserves the right insurance review.
California service vans, pickups and other business vehicles. Tell us how you use them, who drives and where you work. We’ll help you review commercial auto options in English or Russian.
(310) 299-5555- California business vehicles
- Service vans · Pickups
- English · Русский
Office: Mon–Fri, 9 AM–5 PM Pacific. You can leave a request anytime.
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Start with one phone number
Tell us what you need. Our agency team will follow up during business hours.
What to review
Insurance that starts with your real vehicle use.
A technician visiting customers has different exposures from a delivery business or a motor carrier hauling freight. We review your operations and vehicle use before approaching appropriate commercial auto markets. Eligibility, coverage, limits and price depend on the insurer, underwriting and policy.
Collision and comprehensive
Discuss optional coverage for damage to insured vehicles, deductibles, vehicle values and any lender requirements.
Business drivers
Tell us who drives, including employees. Driver records and permitted use are part of the review.
Hired and non-owned vehicles
If you rent vehicles or employees use their own cars for work, ask about available coverage and exclusions.
Tools and goods
Commercial auto does not automatically cover every tool or load inside the vehicle. Discuss property or cargo needs separately.
The work you do
Appliance repair, HVAC, contractors and other service businesses can ask us to review their work vehicles. Each risk needs an eligibility check.
How we work
- 01
Describe the vehicle use
Start with your business type, vehicles, drivers and operating area.
- 02
Review the options
An agent checks eligibility, requested limits and the details needed for a quote.
- 03
Confirm before you drive
Review policy terms, price and any insurer requirements. An inquiry does not bind or change coverage.
What affects the price
Quotes depend on vehicles, drivers, business activities, operating area, mileage, loss history and selected coverage. We’ll explain available options; we do not promise the lowest price or acceptance.
Looking for trucking insurance?
Freight, operating area and required filings need their own discussion.
Explore trucking coverage →Your questions
Is this for trucking or for service vans?
This page focuses on California work vehicles such as service vans and pickups. Trucking, cargo and required filings have different needs; use our trucking page or tell the agent exactly what you haul.
Does my personal auto policy cover business use?
It depends on the policy and how you use the vehicle. Do not assume coverage: explain service calls, employees, deliveries, business ownership and other work use to an agent.
Can you review vehicles for appliance repair or HVAC?
Yes. Tell us the vehicle details, drivers and how your business uses them. Available markets and eligibility depend on your exact operation.
Are tools inside the van included?
Not automatically. Tools, equipment and cargo can require separate coverage. Ask about theft exclusions, deductibles and property left in vehicles.
What information is useful for a quote?
Business location and activity, vehicles, drivers, operating radius, current insurance, claims and desired coverage. Do not enter driver-license numbers or financial details in the public request form.
Can I speak Russian?
Yes. We can explain the available options in Russian or English. Call (310) 299-5555 or leave your number in the form.
Coverage, price and eligibility vary by insurer, underwriting and policy. A request does not bind or change insurance.
CoverToday Insurance Agency LLC · CA Lic. #0K77310 · www.CoverToday.com