Amazon trucking
Amazon trucking insurance — Relay carriers & DSP / last-mile.
Meet Amazon’s exact limits: auto $1M, cargo $100k, general liability $1M/$2M, trailer interchange $50k. For Amazon Relay semi & box-truck carriers and DSP last-mile parcel fleets. Same-day certificates Amazon’s portal accepts. Мы говорим по-русски.
Office hours Mon–Fri 9am–5pm PT (closed major holidays) — please call during hours. After hours, text (310) 299-5555 or apply online anytime and we’ll follow up. Contact & office.
Availability, limits and terms are reviewed for your situation. A request does not bind insurance.
Relay or DSP — two different Amazon programs
Two Amazon programs get confused all the time. Amazon Relay is for independent for-hire trucking carriers — semis and box trucks hauling Amazon freight between facilities on their own MC authority. Amazon DSP (Delivery Service Partner) is contracted last-mile parcel delivery, running vans on residential routes under the Amazon brand. They carry different insurance. Amazon’s system auto-rejects any certificate that doesn’t list the exact required limits and endorsements, so a policy that’s “close” still blocks your loads. We build the certificate Amazon actually accepts — same day.
What it covers
Auto liability — $1,000,000
Per-occurrence commercial auto, the Relay minimum for your tractors and box trucks.
Motor truck cargo — $100,000
Relay requires $100k; a $50k cargo policy gets rejected at the portal.
General liability — $1M / $2M
$1,000,000 per occurrence with a $2,000,000 aggregate — carriers often have the per-occurrence but miss the aggregate.
Trailer interchange — $50,000
Required when you pull Amazon-owned trailers; a common gap that blocks new Relay carriers.
Workers’ comp + $100k EL
Statutory workers’ comp plus $100,000 Employers Liability for carriers with W-2 drivers.
DSP / last-mile add-ons
Commercial auto (~$1M CSL), GL, workers’ comp, and hired/non-owned + umbrella for parcel-van fleets.
How much it costs
Cost depends on the program and your fleet. Relay carriers price on trucks, radius, driver records, and cargo type, and must carry higher limits ($1M auto, $100k cargo, $1M/$2M GL, $50k trailer interchange) than most freight lanes — so budget above a bare-bones truck policy. DSP last-mile fleets price on the number of vans, drivers, and payroll for workers’ comp. As an independent broker we shop multiple trucking markets to hit Amazon’s limits at the best available rate, and issue the certificate the same day.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Who needs it
Amazon Relay requires, per Amazon’s own insurance guidance: auto liability $1,000,000 per occurrence, motor truck cargo $100,000, general liability $1,000,000 per occurrence / $2,000,000 aggregate, trailer interchange $50,000 (for operators pulling Amazon trailers), workers’ compensation per state law plus $100,000 Employers Liability, and an MC number that has been active for at least 180 days before you can haul. Amazon DSP / last-mile carriers instead need their own commercial auto (typically ~$1,000,000 CSL — Amazon does not provide it for independent last-mile), general liability, and workers’ comp for W-2 drivers, often with hired/non-owned auto and umbrella. State financial-responsibility minimums (e.g. California 30/60/15) are far below what Amazon’s contract requires — quoting the state minimum is a classic mistake that voids the contract.
How it works
Tell us your program
Relay or DSP, how many trucks or vans, MC age, and W-2 vs contractor drivers.
We match Amazon’s limits
Auto $1M, cargo $100k, GL $1M/$2M, trailer interchange $50k, WC + EL — priced across markets.
Portal-ready COI, same day, where available
A certificate with the exact endorsements Amazon checks — subject to Amazon’s current requirements and acceptance.
See how the pieces fit
Bring the current platform requirements
Three topics to review with your agent. These are comparison prompts, not a promise of coverage.
- 01
Current requirements
Use the requirements shown in your platform account, including dates and wording.
- 02
Your operation
Explain equipment, drivers, routes and whether work is under your own authority.
- 03
Confirm the match
Ask the agent to compare the proposed policy and documents with that request.
Before we talk
Make the first conversation useful.
You don’t need every detail ready. Start with what you know; an agent can help with the rest.
- Your state, operations and number of vehicles
- What you haul and any customer requirements
- Current coverage and your desired start date
Please keep Social Security numbers, financial details and documents out of the public request form. An agent can explain the appropriate way to provide them if needed.
Common questions
What insurance does Amazon Relay require?
Auto liability $1,000,000, motor truck cargo $100,000, general liability $1,000,000 per occurrence / $2,000,000 aggregate, trailer interchange $50,000 (when pulling Amazon trailers), and workers’ comp plus $100,000 Employers Liability for W-2 drivers.
Why won’t Amazon let my new company haul freight yet?
Relay requires your MC (motor carrier) authority to have been active for at least 180 days before you can load Amazon freight. Brand-new authorities have to wait — plan your start date around it.
Is DSP insurance different from Relay?
Yes. DSP / last-mile is local parcel delivery in vans — you need your own commercial auto (about $1M CSL), general liability, and workers’ comp for W-2 drivers, often with hired/non-owned and umbrella. Relay is for-hire semi/box-truck freight with the higher Relay limits and trailer interchange.
Do I need workers’ comp if my drivers are 1099?
W-2 drivers require workers’ comp plus $100,000 Employers Liability. Misclassifying employees as 1099 to skip it is a common way Amazon contracts get voided and claims denied — we help you get the classification and coverage right.
Can I get a certificate today?
Often the same day. We build it with the exact limits and endorsements Amazon’s portal checks, so it isn’t bounced back.
Is my state-minimum auto policy enough for Amazon?
No. State minimums (like California’s 30/60/15) are far below Amazon’s contract limits. Amazon requires $1,000,000 auto and the other Relay limits — a state-minimum policy leaves you uncovered and locked out of loads.