DOI License #0K77310 · Licensed CA broker since 2013 · Serving CA, TX, IL, AZ, NV, NC, WA EN RU ES

Hair & beauty salon insurance — color, cuts, lashes & more.

General & professional liability for chemical services, a BOP for your space, and workers’ comp for stylists. Booth renters and full salons. Certificate same-day. Мы говорим по-русски · Hablamos español.

Chemical-service liability BOP + workers’ comp Booth renters & salons
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Why CoverToday

Built for chemical services and busy chairs

Color reactions, chemical burns, and lash or waxing claims are the risks that close salons. We place general and professional liability that covers your services, a Business Owners Policy for your station and retail product, and workers’ comp for your stylists — with a same-day certificate for your landlord or suite.

Coverage

What it covers

General liability

Client slips, falls and accidental injuries in the salon ($1M/$2M).

Professional liability (E&O)

Color, perms, keratin, waxing and lash services that go wrong.

Product liability

Reactions to dyes, chemicals and retail products.

Business Owners Policy (BOP)

Property for stations, equipment and retail inventory, bundled with GL.

Workers’ compensation

Required once you employ stylists; covers work injuries.

Pricing

How much it costs

Beauty and hair salon coverage is priced like nail salons — a BOP commonly runs around $90/month and general liability roughly $500–$1,200/year, depending on services, square footage and payroll. Chemical and lash services can raise the professional-liability portion. Bundling into a BOP usually saves 10–20%, and we shop carriers to hit the limits your suite or landlord requires.

Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.

Requirements

Who needs it

Salon leases typically require $1M/$2M general liability with the landlord as additional insured. If you employ stylists, California requires workers’ comp. Chair and booth renters generally need their own general and professional liability rather than relying on the salon owner’s policy.

Simple process

How it works

1

Tell us about your salon

Stylists, services (color, lashes, waxing), and lease requirements.

2

We build the package

GL + professional liability, BOP, workers’ comp — compared across carriers.

3

Get your COI same-day

Additional insured added and certificate issued fast.

FAQ

Common questions

How much is hair/beauty salon insurance?

A BOP is commonly around $90/month and general liability roughly $500–$1,200/year, depending on services, size and payroll.

Does this cover chemical services and lashes?

Yes — professional liability covers color, perms, keratin, waxing and lash work. We tailor it to your service menu.

What does salon insurance cover?

General liability, professional liability, product liability, a BOP for your property, and workers’ comp for employees.

I rent a chair — do I need my own policy?

Usually yes. Chair/booth renters typically carry their own general and professional liability. We cover renters and owners.

Is workers’ comp required for stylists?

In California, employers with any employees must carry it. We confirm what applies to you.

Can you issue a certificate for my landlord today?

Yes — same-day, with your landlord added as additional insured.

What limits does my suite require?

Most require $1M/$2M general liability. We match those limits at the best price.

Related coverage
Nail salonGeneral liabilityBusiness Owners Policy

Talk to a licensed agent today

Russian-speaking · English · Español. No pressure, no spam — just your best rate.

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