Motorcycle, RV & boat
Motorcycle, RV, ATV & boat insurance.
Whatever you ride or drive on the weekend, we compare specialty carriers to get you covered for less. Motorcycles, RVs, ATVs/UTVs and boats. Мы говорим по-русски.
Office hours Mon–Fri 9am–5pm PT (closed major holidays) — please call during hours. After hours, text (310) 299-5555 or apply online anytime and we’ll follow up. Contact & office.
Availability, limits and terms are reviewed for your situation. A request does not bind insurance.
Coverage for every kind of ride
Your car policy won’t properly cover a motorcycle, motorhome, ATV or boat — these need specialty coverage built for them. We compare carriers that specialize in recreational vehicles to get you the right protection (and discounts for safety courses, storage and bundling) for less, whether you ride year-round or just on weekends.
What it covers
Motorcycle
Liability, full coverage, custom parts/accessories, and lay-up/seasonal options.
RV & motorhome
Class A/B/C, travel trailers and fifth-wheels, plus full-timer coverage.
ATV / UTV / off-road
Liability and physical damage for your off-road toys.
Boat & watercraft
Boats, jet-skis and personal watercraft.
Accessories & gear
Custom equipment, safety gear and add-ons.
How much it costs
Premiums vary widely by vehicle: a basic motorcycle liability policy can start low (often around $20–$60/month), while RVs and motorhomes cost more because of their value and full-timer needs. Boats and ATVs fall in between. We compare specialty carriers and apply discounts — safety courses, storage/lay-up, and bundling with your auto or home — to get a competitive total.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Who needs it
Most states require at least liability to register and ride a motorcycle, and lenders require full coverage if your motorcycle, RV or boat is financed. If you live in your RV, you need full-timer coverage (closer to a homeowners policy). Even when not required, physical-damage coverage protects an expensive toy from theft and damage.
How it works
Tell us what you ride
Motorcycle, RV, ATV or boat — year, make and use.
We compare specialty carriers
We find the right coverage and the discounts you qualify for.
Bind and ride
Get covered quickly, often the same day, where available.
See how the pieces fit
The way you use it matters
Three topics to review with your agent. These are comparison prompts, not a promise of coverage.
- 01
The vehicle
Discuss the type, value, modifications and permanently installed equipment.
- 02
Your trips
Explain seasonal use, storage, rental use or living in an RV.
- 03
Specialty questions
Ask about accessories, personal belongings, roadside help and exclusions.
Before we talk
Make the first conversation useful.
You don’t need every detail ready. Start with what you know; an agent can help with the rest.
- How the vehicle is used and who drives it
- Current coverage and your desired start date
- Questions about limits, deductibles or an SR-22
Please keep Social Security numbers, financial details and documents out of the public request form. An agent can explain the appropriate way to provide them if needed.
Common questions
How much is motorcycle insurance?
Basic liability often starts around $20–$60/month; full coverage and high-value bikes cost more. We compare carriers for competitive options.
Do you cover full-time RV living?
Yes — full-timer coverage works more like a homeowners policy for those who live in their RV.
Can I get seasonal / lay-up coverage?
Yes — lay-up options lower your premium during months you don’t ride.
Do you insure boats and ATVs?
Yes — boats, jet-skis, ATVs and UTVs, through specialty carriers.
Will bundling save me money?
Usually — bundling your toys with auto or home typically earns a discount.