California Uber Black requires a CPUC TCP charter-party permit and $750,000 in commercial liability. We place affordable livery/TCP coverage and help you file — fast quote, Russian-speaking agents.
Office hours Mon–Fri 10am–4pm PT — please call during hours. After hours, text (310) 299-5555 or apply online anytime and we’ll follow up.
Uber Black — and other black-car and livery platforms — is regulated by the California Public Utilities Commission (CPUC) as a charter-party carrier, not as TNC rideshare like UberX or Lyft. That means you need a TCP permit and a commercial livery policy; a personal auto policy or a rideshare endorsement will not satisfy the CPUC or the platform. As an independent broker we place livery/TCP policies that meet the CPUC's $750,000 minimum and help you file the evidence of insurance the CPUC requires for your permit.
Meets the CPUC TCP minimum — $750,000 combined for vehicles seating 7 or fewer (the Uber Black class).
Collision and comprehensive to protect your black-car vehicle.
We help file the evidence of insurance the CPUC requires to keep your TCP permit active.
Protects you and your passengers when the at-fault driver has no insurance.
$1,500,000 for vehicles seating 8–15, plus coverage for multi-vehicle livery fleets.
Livery/TCP premiums depend on your vehicle, driving record, coverage limits, radius of operation and whether the vehicle is financed. Commercial livery coverage costs more than a personal auto policy because of the higher required limits and full-time commercial use. Rather than quote a one-size price, we compare livery and TCP markets for a fast quote on your exact setup. Call (310) 299-5555 for your number.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Anyone driving Uber Black or Uber Black SUV, or running a black-car, limo or livery service in California, needs a CPUC TCP charter-party permit and a commercial livery policy that meets the $750,000 minimum ($1,500,000 for vehicles seating 8–15, and $5,000,000 for 16 or more). A personal auto policy or a standard rideshare endorsement does not meet the CPUC requirement.
Uber Black, Black SUV or livery — and whether you already have a TCP number.
For a policy that meets the CPUC's $750,000 minimum for your class.
We help file the evidence of insurance the CPUC requires for your TCP permit.
Yes. Uber Black is a charter-party livery service regulated by the CPUC, so you need a TCP permit and a commercial livery insurance policy — not a TNC rideshare endorsement like the one used for UberX or Lyft.
For charter-party (TCP) vehicles seating 7 or fewer — the Uber Black class — the CPUC requires $750,000 in combined public liability and property damage. Vehicles seating 8–15 require $1,500,000, and 16 or more require $5,000,000 (CPUC General Order 115).
No. A rideshare endorsement is built for TNC platforms like UberX and Lyft. Uber Black is livery regulated by the CPUC and needs a commercial TCP policy that meets the $750,000 minimum.
Yes — we help file the evidence of insurance the CPUC requires for your TCP permit so your authority stays active.
It depends on your vehicle, driving record, limits and radius — livery coverage costs more than personal auto because of the higher required limits and commercial use. We compare TCP markets for a fast quote; call (310) 299-5555 for your exact number.
Yes — our agents serve black-car and livery drivers in English and Russian.
Russian-speaking · English. No pressure, no spam — just competitive options from 40+ carriers.
