Cargo coverage for owner-operators and fleets — reefer breakdown, theft, and the limits brokers and shippers require. Same-day COI.
Brokers and shippers won’t tender a load without proof of cargo coverage at the right limit. We place motor truck cargo with the endorsements that matter — reefer breakdown, theft, and refrigeration — and issue COIs the same day so you never miss a dispatch.
The cargo you haul, against damage and loss on the road.
Spoilage when a refrigeration unit fails — added by endorsement.
Stolen loads, a leading cause of cargo claims.
Coverage during the higher-risk handling phases.
Certificates for brokers and shippers, issued fast.
Cargo premiums depend on your commodity, limit and loss history, and are usually quoted alongside your liability and physical-damage coverage. Most brokers require at least $100,000 in cargo coverage; high-value or refrigerated freight needs more. We bundle cargo into your trucking program and shop specialists to keep the total competitive.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Any motor carrier hauling freight needs cargo coverage to get loads tendered — most brokers and shippers require a minimum $100k limit on your certificate. Carriers hauling household goods are required by the FMCSA to carry cargo coverage as a condition of authority. Reefer operators should add refrigeration-breakdown coverage.
Commodities, radius, reefer or dry, and required limits.
Trucking-specialist markets for cargo and physical damage.
Certificates issued fast for brokers and shippers.
It depends on your commodity, limit and history, and is usually quoted with your liability and physical damage. We bundle it to keep the total competitive.
Most require at least $100,000; high-value or specialized freight needs more. We match your certificate to the loads you haul.
Yes — we add reefer breakdown coverage so a refrigeration failure doesn’t become an out-of-pocket loss.
Yes — stolen loads are covered, one of the most common cargo claims.
Things like contraband, certain high-value categories without scheduling, and damage from improper securement — we review exclusions with you.
Same day, often within the hour for existing clients.
Russian-speaking · English · Español. No pressure, no spam — just your best rate.