Independent insurance agency · Los Angeles
Insurance should be simple, fast, and on your side.
CoverToday is an independent brokerage in Los Angeles. We work for you — not one carrier — and we speak your language. Мы говорим по-русски.
CoverToday
Who we are
CoverToday Insurance Agency LLC is a family-run, independent property & casualty brokerage based at 272 S Rampart Blvd #A in Los Angeles. Founded and licensed as an agency in 2016 — roughly a decade of placing coverage in California and, today, across nine states.
Because we are a broker and not a carrier, we do not underwrite policies ourselves and we are not tied to any single insurance company. We compare options from 40+ carriers through direct and wholesale/MGA access in one conversation, and we look for coverage that captive agents may be unable to place — including the hard-to-cover cases other agencies turn away.
CoverToday
Why we exist: insurance in Russian
Los Angeles has Russian-, Ukrainian- and Kazakh-speaking communities, and insurance is one of the places where a language gap costs real money. A policy is a legal contract full of terms that do not translate cleanly — additional insured, non-owner SR-22, class code, Difference In Conditions. People sign documents they were never able to fully read, and discover what was excluded only when they file a claim.
We handle the whole relationship in Russian when that is what a client prefers: the quote, the questions, the certificate requests, the renewal and the claim. Not a translated form — a licensed agent who speaks the language and knows the file. Our website, quote forms, FAQ hub and our guides exist in Russian as well as English.
CoverToday
What makes us different
- We shop, you decide. One call compares multiple carriers instead of one.
- Hard-to-place is our specialty. DUI and SR-22, foreign licences, no US driving or credit history, new DOT/MC authority, fire-zone homes after a non-renewal, minimum "ghost" workers' comp.
- Same-day service, where available. Ask about same-day binding, certificates of insurance and SR-22 filings. Timing depends on the carrier and the documents needed.
- Bilingual, personal service. English and Russian, with a real person who knows your file — with a website inquiry form available anytime for review during business hours.
CoverToday
Who we help
Drivers, including high-risk and SR-22 cases · owner-operators, new DOT/MC authorities and small trucking fleets · household-goods movers · rideshare, delivery and TCP/limo operators · contractors and small businesses needing general liability, professional liability, BOP, workers' comp and certificates · salons and personal-care businesses · appliance-repair and HVAC trades · and homeowners, including fire-zone properties that standard carriers have dropped.
CoverToday
Where we are licensed
The agency is licensed in nine states: California, Texas, Illinois, Arizona, Nevada, North Carolina, Colorado, Ohio and South Carolina. California is home base and where most of our book sits.
CoverToday
Licensed & trusted
California Department of Insurance License #0K77310. Founded and led by Giorgi Nazarov, a licensed insurance broker. Rated 5.0 on Yelp from 17 reviews, checked October 17, 2026. View Yelp reviews. For details on how we handle personal information, see our privacy policy.
Office hours: Monday–Friday, 9:00 AM – 5:00 PM Pacific. Closed weekends and major holidays. Online quote requests are accepted 24/7 for follow-up during office hours.
CoverToday is an independent broker — we compare multiple carriers; coverage, eligibility, price and availability vary by carrier and policy and may not be available to everyone.
Talk to a real broker today
Get a free quote — English or Russian.