Insurance should be simple, fast, and on your side.

Who we are

CoverToday Insurance Agency, LLC is a family-run, independent property & casualty brokerage based at 272 S Rampart Blvd in Los Angeles. The business has been licensed since 2013 and has operated as a licensed agency since 2016 — roughly a decade of placing coverage in California and, today, across nine states.

Because we are a broker and not a carrier, we do not underwrite policies ourselves and we are not tied to any single insurance company. We compare 40+ carriers and market access points in one conversation, and we place coverage that captive agents simply cannot — including the hard-to-cover cases other agencies turn away.

Why we exist: insurance in Russian

Los Angeles has one of the largest Russian-, Ukrainian- and Kazakh-speaking communities in the United States, and insurance is one of the places where a language gap costs real money. A policy is a legal contract full of terms that do not translate cleanly — additional insured, non-owner SR-22, class code, Difference In Conditions. People sign documents they were never able to fully read, and discover what was excluded only when they file a claim.

We handle the whole relationship in Russian when that is what a client prefers: the quote, the questions, the certificate requests, the renewal and the claim. Not a translated form — a licensed agent who speaks the language and knows the file. Our website, quote forms, FAQ hub and all ten guides exist in Russian as well as English.

What makes us different

• We shop, you decide. One call compares dozens of carriers instead of one.
• Hard-to-place is our specialty. DUI and SR-22, foreign licences, no US driving or credit history, new DOT/MC authority, fire-zone homes after a non-renewal, minimum "ghost" workers' comp.
• Same-day service. Same-day binding where available, certificates of insurance in hours, and SR-22 filings the same day.
• Bilingual, personal service. English and Russian, with a real person who knows your file — plus an AI assistant in the chat for instant answers outside office hours.

Who we help

Drivers, including high-risk and SR-22 cases · owner-operators, new DOT/MC authorities and small trucking fleets · household-goods movers · rideshare, delivery and TCP/limo operators · contractors and small businesses needing general liability, professional liability, BOP, workers' comp and certificates · salons and personal-care businesses · appliance-repair and HVAC trades · and homeowners, including fire-zone properties that standard carriers have dropped.

Where we are licensed

The agency is licensed in nine states: California, Texas, Illinois, Arizona, Nevada, North Carolina, Colorado, Ohio and South Carolina. California is home base and where most of our book sits.

Licensed & trusted

California Department of Insurance License #0K77310. Founded and led by Giorgi Nazarov, a licensed insurance broker. Rated 5.0 on Yelp. We never sell your personal information — see our privacy policy.

Office hours: Monday–Friday, 9:00 AM – 5:00 PM Pacific. Closed weekends and major holidays. Online quote requests are accepted 24/7 and answered the next business day.

CoverToday is an independent broker — we compare multiple carriers; coverage, eligibility, price and availability vary by carrier and policy and may not be available to everyone.