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MOTORCYCLE INSURANCE

Today moto community is actively developing. As an insurance company, we strive to provide insurance support both to the bikers and their "iron horses".

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Insurance Quotes

310-299-5555

See why Univision Insurance is RV Insurance Specialist

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Unlike most other carriers, we don't try to shoehorn RVs and motorhomes into a regular personal auto policy. We understand that there are different types of campers with different needs. The RV lifestyle requires insurance coverage that meets those needs.

Check out a few of the features that make our RV product stand out:

  • Multiple settlement options - Options include Total Loss Replacement, Actual Cash Value, Agreed Value and more

  • Full-Timers Coverage - Adds homeowners-like coverages, like General Liability and Medical Payments, to protect customers that live in their RV as their primary residence

  • Vacation Liability - Protection against slip-and-fall, campfire-related and other losses for RVs that are temporarily parked at a campsite

  • Emergency Expense Allowance - Reimburses lodging, transportation and meal expenses while an RV is being repaired after a covered loss when away from home

  • RV Towing - Offers towing to the nearest qualified repair shop for a disabled RV 

Quote a RV policy today and see why we're considered America's RV Insurance Specialist.

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Motorcycle coverage

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Riding season is approaching and Univision Insurance Services has the specialized motorcycle coverage and competitive rates that you need when you hit the road on their bikes. 

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Here are just a few of the features that can be added to your motorcycle product from the rest of the pack:

  • Helmet Coverage

  • Custom Accessories and Safety Apparel Coverage

  • Previous personal auto insurance counts as proof of prior coverage for the Transfer Discount

  • Association Discount for members of nationally recognized motorcycle associations

  • Discount for completing approved motorcycle safety courses


Quote motorcycle policy today and see how easy it is to grow with us.

text to 310-299-5555 California only.

CoverToday Insurance Agency, LLC – Compensation Disclosure

CoverToday Insurance Agency, LLC (“CoverToday”) is committed to transparency in how we are compensated for the insurance brokerage and related services we provide. We work with clients, retail agents, brokers, and insurance carriers to offer a range of insurance solutions. Our compensation comes in various forms, including commissions, contingency income, and, in some cases, fees paid by clients or third parties. Below is an outline of how we are compensated.

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Commission Income
We receive commissions from insurance carriers or managing general agents for placing and servicing insurance policies. Commissions are typically calculated as a percentage of the premium paid by the insured and are included in the total premium amount. Employees or representatives of CoverToday involved in policy placement and servicing may receive compensation that varies based on the commissions we earn.

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Contingency Income
CoverToday may receive additional compensation through contingency agreements with insurance carriers or managing general agents. These payments depend on various factors, including premium volume, policy retention, underwriting profitability, and claims history. Since contingency income is calculated based on overall business performance rather than individual policies, there is no direct way to determine how a specific insurance policy affects these payments.

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Supplemental Commissions
Some insurance companies provide supplemental commissions, which are predetermined, fixed payments based on historical performance metrics similar to those used for contingency income. These supplemental commissions, sometimes referred to as “Guaranteed Supplemental Commissions” (GSCs), are typically negotiated annually and are not contingent on future performance.

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Fees Paid by Clients
In some cases, particularly for business insurance or complex insurance programs, CoverToday may charge clients a fee in addition to or instead of commissions. These fees are mutually agreed upon in advance and disclosed to the client before coverage is bound. In certain situations, we may receive both commissions and client-paid fees for placement or additional services, such as risk management or policy administration.

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Wholesale Operations
CoverToday may place insurance through wholesale brokers or managing general agents (MGAs), including those affiliated with us. In such cases, both the wholesale broker and CoverToday may earn commissions. Wholesale brokers and MGAs provide access to specialized insurance markets not available through standard retail brokerage channels. These transactions do not typically impact the total premium paid by the insured.

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Other Compensation and Benefits
CoverToday may receive additional revenue or benefits in connection with our insurance brokerage services, including:

  • Payments from insurance carriers for training, marketing, or promotional events

  • Fees or interest from the administration of premium finance contracts

  • Interest earned on fiduciary or trust accounts where insurance premiums are temporarily held before remittance to carriers

  • Compensation for policy administration, claims services, or loss control support

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Carrier Relationships and Preferred Markets
While CoverToday works with a broad range of insurance carriers, we may prioritize strategic relationships with certain insurers that provide competitive pricing, enhanced service, and long-term benefits to our clients. These preferred carriers may offer additional compensation, which we use to invest in technology, training, and improved client services. In some cases, our employees may be incentivized to consider preferred carriers when suitable for a client’s needs. CoverToday representatives may also participate in advisory boards or committees for select carriers to enhance collaboration and service offerings.

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We are committed to providing full disclosure and transparency regarding our compensation practices. If you have any questions about how CoverToday is compensated for your policy, please contact us for more information.

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