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Surety Bonds

Easily find the bond you need online today with same-day service and expert guidance from our licensed agents.

We offer the fastest and easiest way to get a bond. Many of our bonds can be purchased instantly online in minutes.

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Competitive rates from the top surety markets

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Digital delivery & next-day shipping options

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Live agents are ready to help with your bond

Most Popular Surety Insurance Bonds

Same-day service. Purchase online. Fast and affordable

Contractor License Bonds

Contractor license bonds are legally enforceable contracts binding three separate parties: The construction professional buying the bond is the principal. The public entity requiring the contractor to be bonded is the obligee. The company issuing the bond and guaranteeing the contractor's obligation is the surety. If a contractor fails to fulfill the bond's terms, the obligee can file a claim on the bond to compensate for any damages. However, the surety will not absorb the loss. The contractor is expected to reimburse the surety for any money it pays when settling a bond claim.

Performance Bonds

A performance bond is a guarantee that a contractor will complete a construction project according to the agreed-upon contract. If a contractor defaults on a project, the bond amount is used to recover the project owner’s losses.

Freight Broker Bond (BMC-84)

Freight broker bonds, also known as BMC-84 bonds or ICC broker bonds, ensure that licensed freight brokers and forwarders adhere to regulations. Title 49, U.S.C. 13904 requires all freight brokers and freight forwarders to file either a surety bond (BMC-84) or a trust fund agreement (BMC-85) before beginning business operations.

Janitorial Cleaning Service Bonds

Unlike an insurance policy that protects your cleaning business, a janitorial service bond protects your customers if an employee steals while on the job. These bonds can give your customers peace of mind and establish credibility for your cleaning company. These bonds are also referred to as "business service bonds" or "cleaning service bonds."

Auto Dealer Bonds

An auto dealer bond is a surety bond required for almost all new and used car dealers. Dealer bonds protect consumers from fraud and wrongful actions committed by car dealerships and their employees. ​ This bond goes by a variety of names, including: Automobile bond, Car dealer bond, Dealer bond, Wholesale dealer bond, Motor vehicle dealer bond, Used car dealer bond.

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Call 1 (310) 299-5555 to talk with a Surety Expert today.

Getting an online quote is the fastest way to determine your exact cost

We specialize in finding the lowest rates, regardless of your situation.

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Surety Bond: Fast, Affordable, and Online Across the U.S.

If you need a surety bond in the United States, you’ve come to the right place. At CoverToday Insurance Agency, we make the process quick, easy, and affordable. Most applicants can purchase a surety bond online in just 5 minutes. Let’s dive into everything you need to know about surety bonds, including their purpose, costs, and how to get one today.

Why Choose Us for Your Surety Bond Needs?

At CoverToday Insurance Agency, we prioritize your convenience and satisfaction. Here’s what sets us apart:

  • Fast Approval: Most applications are approved within minutes.

  • Affordable Rates: We shop around to find you the best deal.

  • Expert Assistance: Our knowledgeable team is here to guide you through every step.

  • Online Convenience: Apply, pay, and receive your bond entirely online.

  • Wide Range of Bonds: From contractor bonds to license and permit bonds, we’ve got you covered.​​

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Get Your Surety Bond Today!

Don’t let the bonding process slow you down. CoverToday Insurance Agency makes it fast, easy, and affordable to get the surety bond you need. Start your application online now or contact us for expert guidance. Most bonds can be purchased in just 5 minutes!

Visit www.CoverToday.com to get started or call us at 310-299-5555 for personalized assistance. Let’s get you bonded and back to business!

CoverToday Insurance Agency, LLC – Compensation Disclosure

CoverToday Insurance Agency, LLC (“CoverToday”) is committed to transparency in how we are compensated for the insurance brokerage and related services we provide. We work with clients, retail agents, brokers, and insurance carriers to offer a range of insurance solutions. Our compensation comes in various forms, including commissions, contingency income, and, in some cases, fees paid by clients or third parties. Below is an outline of how we are compensated.

Commission Income
We receive commissions from insurance carriers or managing general agents for placing and servicing insurance policies. Commissions are typically calculated as a percentage of the premium paid by the insured and are included in the total premium amount. Employees or representatives of CoverToday involved in policy placement and servicing may receive compensation that varies based on the commissions we earn.

Contingency Income
CoverToday may receive additional compensation through contingency agreements with insurance carriers or managing general agents. These payments depend on various factors, including premium volume, policy retention, underwriting profitability, and claims history. Since contingency income is calculated based on overall business performance rather than individual policies, there is no direct way to determine how a specific insurance policy affects these payments.

Supplemental Commissions
Some insurance companies provide supplemental commissions, which are predetermined, fixed payments based on historical performance metrics similar to those used for contingency income. These supplemental commissions, sometimes referred to as “Guaranteed Supplemental Commissions” (GSCs), are typically negotiated annually and are not contingent on future performance.

Fees Paid by Clients
In some cases, particularly for business insurance or complex insurance programs, CoverToday may charge clients a fee in addition to or instead of commissions. These fees are mutually agreed upon in advance and disclosed to the client before coverage is bound. In certain situations, we may receive both commissions and client-paid fees for placement or additional services, such as risk management or policy administration.

Wholesale Operations
CoverToday may place insurance through wholesale brokers or managing general agents (MGAs), including those affiliated with us. In such cases, both the wholesale broker and CoverToday may earn commissions. Wholesale brokers and MGAs provide access to specialized insurance markets not available through standard retail brokerage channels. These transactions do not typically impact the total premium paid by the insured.

Other Compensation and Benefits
CoverToday may receive additional revenue or benefits in connection with our insurance brokerage services, including:

  • Payments from insurance carriers for training, marketing, or promotional events

  • Fees or interest from the administration of premium finance contracts

  • Interest earned on fiduciary or trust accounts where insurance premiums are temporarily held before remittance to carriers

  • Compensation for policy administration, claims services, or loss control support

Carrier Relationships and Preferred Markets
While CoverToday works with a broad range of insurance carriers, we may prioritize strategic relationships with certain insurers that provide competitive pricing, enhanced service, and long-term benefits to our clients. These preferred carriers may offer additional compensation, which we use to invest in technology, training, and improved client services. In some cases, our employees may be incentivized to consider preferred carriers when suitable for a client’s needs. CoverToday representatives may also participate in advisory boards or committees for select carriers to enhance collaboration and service offerings.

We are committed to providing full disclosure and transparency regarding our compensation practices. If you have any questions about how CoverToday is compensated for your policy, please contact us for more information.

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