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Seguro de valet parking

Las empresas de estacionamiento necesitan un seguro que proteja todos los aspectos de sus operaciones.

Complete el formulario de cotización. El formulario de cotización de estacionamiento está diseñado para satisfacer las necesidades únicas de las empresas de estacionamiento y combina la responsabilidad civil general comercial y la responsabilidad legal de los encargados del garaje con coberturas extendidas, si es necesario para esta clase de negocio.

LÍNEAS DE COBERTURA ESCRITAS

Responsabilidad civil general comercial y responsabilidad legal de los garajes:

  • Límites de CGL: – Límite agregado general (por ubicación): $2 millones

  • Límite de instalaciones/operaciones: $1 millón

  • Límite agregado de productos/operaciones completadas: $1 millón

  • Límite de daños personales y publicitarios: $1 millón

  • Daños a las instalaciones alquiladas a usted, límite: $500 000 Límites de GKLL: – Límite por vehículo: hasta $250 000

  • Límite por ubicación: $1 millón

Responsabilidad excedente (incluida GKLL)
Responsabilidad civil y daños físicos del automóvil
Delito/Deshonestidad de empleados
Compensación de trabajadores

Para obtener un seguro, deberá proporcionar todo lo siguiente:

  • Solicitud de operador de estacionamiento completamente completa, firmada y fechada

  • Listado completo de lugares de estacionamiento

  • Cinco años de pérdidas de compañías de seguros, valoradas dentro de los 60 días posteriores al inicio de la póliza (no se aceptan seguros previos)

  • Explicación de los procedimientos actuales de contratación, capacitación y seguridad del solicitante.

Para otras coberturas deseadas (automóvil, crimen, compensación laboral), consúltenos sobre los requisitos de presentación.

Llámenos hoy para una cotización gratuita: 310-299-5555

Sólo California.

CoverToday Insurance Agency, LLC – Compensation Disclosure

CoverToday Insurance Agency, LLC (“CoverToday”) is committed to transparency in how we are compensated for the insurance brokerage and related services we provide. We work with clients, retail agents, brokers, and insurance carriers to offer a range of insurance solutions. Our compensation comes in various forms, including commissions, contingency income, and, in some cases, fees paid by clients or third parties. Below is an outline of how we are compensated.

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Commission Income
We receive commissions from insurance carriers or managing general agents for placing and servicing insurance policies. Commissions are typically calculated as a percentage of the premium paid by the insured and are included in the total premium amount. Employees or representatives of CoverToday involved in policy placement and servicing may receive compensation that varies based on the commissions we earn.

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Contingency Income
CoverToday may receive additional compensation through contingency agreements with insurance carriers or managing general agents. These payments depend on various factors, including premium volume, policy retention, underwriting profitability, and claims history. Since contingency income is calculated based on overall business performance rather than individual policies, there is no direct way to determine how a specific insurance policy affects these payments.

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Supplemental Commissions
Some insurance companies provide supplemental commissions, which are predetermined, fixed payments based on historical performance metrics similar to those used for contingency income. These supplemental commissions, sometimes referred to as “Guaranteed Supplemental Commissions” (GSCs), are typically negotiated annually and are not contingent on future performance.

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Fees Paid by Clients
In some cases, particularly for business insurance or complex insurance programs, CoverToday may charge clients a fee in addition to or instead of commissions. These fees are mutually agreed upon in advance and disclosed to the client before coverage is bound. In certain situations, we may receive both commissions and client-paid fees for placement or additional services, such as risk management or policy administration.

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Wholesale Operations
CoverToday may place insurance through wholesale brokers or managing general agents (MGAs), including those affiliated with us. In such cases, both the wholesale broker and CoverToday may earn commissions. Wholesale brokers and MGAs provide access to specialized insurance markets not available through standard retail brokerage channels. These transactions do not typically impact the total premium paid by the insured.

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Other Compensation and Benefits
CoverToday may receive additional revenue or benefits in connection with our insurance brokerage services, including:

  • Payments from insurance carriers for training, marketing, or promotional events

  • Fees or interest from the administration of premium finance contracts

  • Interest earned on fiduciary or trust accounts where insurance premiums are temporarily held before remittance to carriers

  • Compensation for policy administration, claims services, or loss control support

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Carrier Relationships and Preferred Markets
While CoverToday works with a broad range of insurance carriers, we may prioritize strategic relationships with certain insurers that provide competitive pricing, enhanced service, and long-term benefits to our clients. These preferred carriers may offer additional compensation, which we use to invest in technology, training, and improved client services. In some cases, our employees may be incentivized to consider preferred carriers when suitable for a client’s needs. CoverToday representatives may also participate in advisory boards or committees for select carriers to enhance collaboration and service offerings.

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We are committed to providing full disclosure and transparency regarding our compensation practices. If you have any questions about how CoverToday is compensated for your policy, please contact us for more information.

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