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SEGURO DE MOTOCICLETA

Hoy en día, la comunidad de motociclistas se encuentra en pleno desarrollo. Como compañía de seguros, nos esforzamos por brindar asistencia en materia de seguros tanto a los motociclistas como a sus "caballos de hierro".

MÁS INFORMACIÓN
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Ahorra tiempo con TEXTO
Cotizaciones de seguros

310-299-5555

Descubra por qué Univision Insurance es especialista en seguros para vehículos recreativos

A diferencia de la mayoría de las demás compañías, no intentamos incluir vehículos recreativos y autocaravanas en una póliza de seguro personal normal. Entendemos que hay distintos tipos de campistas con distintas necesidades. El estilo de vida de los vehículos recreativos requiere una cobertura de seguro que satisfaga esas necesidades.

Conozca algunas de las características que hacen que nuestro producto RV se destaque:

  • Varias opciones de liquidación: las opciones incluyen reemplazo por pérdida total, valor real en efectivo, valor acordado y más

  • Cobertura para trabajadores a tiempo completo: agrega coberturas similares a las de los propietarios de viviendas, como responsabilidad civil general y pagos médicos, para proteger a los clientes que viven en su RV como residencia principal.

  • Responsabilidad por vacaciones: protección contra resbalones y caídas, pérdidas relacionadas con fogatas y otras pérdidas para vehículos recreativos estacionados temporalmente en un campamento.

  • Subsidio para gastos de emergencia: reembolsa los gastos de alojamiento, transporte y comida mientras se repara un vehículo recreativo después de una pérdida cubierta cuando está lejos de casa.

  • Remolque de vehículos recreativos: ofrece remolque al taller de reparación calificado más cercano para un vehículo recreativo averiado.

Cotice una póliza para vehículos recreativos hoy y descubra por qué nos consideran los especialistas en seguros para vehículos recreativos de Estados Unidos.

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motocicleta

Cobertura de motocicletas

Se acerca la temporada de conducción y Univision Insurance Services tiene la cobertura de motocicleta especializada y las tarifas competitivas que necesitas cuando sales a la carretera en sus motocicletas.

Estas son solo algunas de las características que se pueden agregar a su producto de motocicleta desde el resto del paquete:

  • Cobertura del casco

  • Cobertura de accesorios personalizados y ropa de seguridad

  • El seguro de automóvil personal anterior cuenta como prueba de cobertura previa para el Descuento de Transferencia

  • Descuento de asociación para miembros de asociaciones de motociclistas reconocidas a nivel nacional

  • Descuento por completar cursos de seguridad en motocicleta aprobados


Cotiza hoy tu póliza de motocicleta y descubre lo fácil que es crecer con nosotros.

Envíe un mensaje de texto al 310-299-5555, solo para California.

CoverToday Insurance Agency, LLC – Compensation Disclosure

CoverToday Insurance Agency, LLC (“CoverToday”) is committed to transparency in how we are compensated for the insurance brokerage and related services we provide. We work with clients, retail agents, brokers, and insurance carriers to offer a range of insurance solutions. Our compensation comes in various forms, including commissions, contingency income, and, in some cases, fees paid by clients or third parties. Below is an outline of how we are compensated.

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Commission Income
We receive commissions from insurance carriers or managing general agents for placing and servicing insurance policies. Commissions are typically calculated as a percentage of the premium paid by the insured and are included in the total premium amount. Employees or representatives of CoverToday involved in policy placement and servicing may receive compensation that varies based on the commissions we earn.

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Contingency Income
CoverToday may receive additional compensation through contingency agreements with insurance carriers or managing general agents. These payments depend on various factors, including premium volume, policy retention, underwriting profitability, and claims history. Since contingency income is calculated based on overall business performance rather than individual policies, there is no direct way to determine how a specific insurance policy affects these payments.

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Supplemental Commissions
Some insurance companies provide supplemental commissions, which are predetermined, fixed payments based on historical performance metrics similar to those used for contingency income. These supplemental commissions, sometimes referred to as “Guaranteed Supplemental Commissions” (GSCs), are typically negotiated annually and are not contingent on future performance.

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Fees Paid by Clients
In some cases, particularly for business insurance or complex insurance programs, CoverToday may charge clients a fee in addition to or instead of commissions. These fees are mutually agreed upon in advance and disclosed to the client before coverage is bound. In certain situations, we may receive both commissions and client-paid fees for placement or additional services, such as risk management or policy administration.

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Wholesale Operations
CoverToday may place insurance through wholesale brokers or managing general agents (MGAs), including those affiliated with us. In such cases, both the wholesale broker and CoverToday may earn commissions. Wholesale brokers and MGAs provide access to specialized insurance markets not available through standard retail brokerage channels. These transactions do not typically impact the total premium paid by the insured.

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Other Compensation and Benefits
CoverToday may receive additional revenue or benefits in connection with our insurance brokerage services, including:

  • Payments from insurance carriers for training, marketing, or promotional events

  • Fees or interest from the administration of premium finance contracts

  • Interest earned on fiduciary or trust accounts where insurance premiums are temporarily held before remittance to carriers

  • Compensation for policy administration, claims services, or loss control support

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Carrier Relationships and Preferred Markets
While CoverToday works with a broad range of insurance carriers, we may prioritize strategic relationships with certain insurers that provide competitive pricing, enhanced service, and long-term benefits to our clients. These preferred carriers may offer additional compensation, which we use to invest in technology, training, and improved client services. In some cases, our employees may be incentivized to consider preferred carriers when suitable for a client’s needs. CoverToday representatives may also participate in advisory boards or committees for select carriers to enhance collaboration and service offerings.

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We are committed to providing full disclosure and transparency regarding our compensation practices. If you have any questions about how CoverToday is compensated for your policy, please contact us for more information.

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